Zondo answered
PropTrust’s mortgage dragon
broker vs bank
Why should I trust Zondo over my bank?
You should not trust either blindly. Your bank has a commercial interest in your business — that is fine, but it shapes what they tell you. Zondo has no commercial relationship with any lender — no referral fees, no commissions, no preferred-partner deals. We map what the rules ARE; you decide what to do with that.
What your bank didn’t say
Banks are not lying. They are selling. Those are different things. The job of a "second opinion" tool is to tell you what your bank did not need to tell you to close the deal — not to replace the bank, but to fill the gap.
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PropTrust is a Canadian property data platform. We are not a lender, broker, real estate agent, landlord, or paid advisor. This is information about how the rules work — not advice on your specific situation. For that, talk to a licensed professional.