What Agents Won't Tell You

You're Not Buying a Unit.
You're Buying Into a Building's Problems.

Water damage. Structural failures. Governance disputes. When buildings hide problems, owners pay. We track 4,400+ tribunal cases across Canada — here's what's really going on.

Special levies can cost $20K–$100K+ on your mortgage.

4,400+

Tribunal Cases

24

Issue Types

15,000+

Permits Tracked

25,000+

Buildings Analyzed

The Special Levy Risk

When building problems are discovered, YOU pay. Here's the financial impact.

Water Damage

593 tribunal cases

$150K–$500K

avg settlement

Special Assessment

380 tribunal cases

$50K–$200K

avg cost per building

Roof & Envelope

216 tribunal cases

$100K–$400K

capital replacement

Problem Found

Water damage, roof failure, etc.

Engineering Report

$5K–$50K to assess

YOU PAY

$10K–$100K+

per unit, on mortgage

What We Track

4,400+

Tribunal Cases

(BC CRT + Ontario CAT)

24

Issue Types

Tracked & categorized

15,000+

Permits

Building maintenance history

25,000+

Buildings

Linked & analyzed

The Special Levy Reality

When building problems are discovered, owners pay. Here's how it works.

1

Building Problem Discovered

  • Water damage
  • Structural issues
  • Failing HVAC
  • Roof deterioration
2

Engineering Report Required

  • $5K–$50K cost for assessment
  • Months of delay
  • Board hires engineers
3

Special Levy Issued to Owners

  • $10K–$100K+ per unit
  • Added to your mortgage
  • You pay it or face lien

Real Example: Water Damage at a Vancouver Condo

What Happened

2015: Water leak from balcony sealant failure

2018: Tribunal case filed by affected owner

2020: Engineering report reveals widespread damage

2021: Special levy issued: $45K per unit

The Cost to YOU

$45,000 extra mortgage payment

~$12,000 interest over 5 years

$57,000+ out of pocket

And the building still needed repairs.

24 Building Issues That Become Your Problem

These are the real tribunal cases we've documented. Each one triggered special levies or condo fee increases.

Most Common Issues (by case count)

HIGH

Water Damage / Leaky Condo

593 cases

$150K–$500K

MEDIUM

Special Assessments

380 cases

$50K–$200K

HIGH

Roof & Envelope Work

216 cases

$100K–$400K

HIGH

Insurance & Liability

99 cases

$50K–$300K

MEDIUM

Repair Boundary Disputes

821 cases

$10K–$100K

MEDIUM

Window & Door Issues

214 cases

$50K–$150K

MEDIUM

Balcony & Deck Safety

153 cases

$50K–$200K

MEDIUM

Mould & Air Quality

108 cases

$20K–$100K

MEDIUM

Elevator Systems

44 cases

$50K–$150K

MEDIUM

HVAC & Heating Systems

87 cases

$30K–$100K

MEDIUM

Condo Fees & Budget

320 cases

$10K–$50K

MEDIUM

Special Levies

97 cases

$20K–$150K

LOW

Governance & Board

280 cases

$5K–$25K

LOW

Council Conduct & Elections

1,586 cases

$0–$10K

LOW

Bylaw Enforcement

1,401 cases

$0–$5K

LOW

Pet Policy Disputes

706 cases

$0–$5K

LOW

Noise & Nuisance

459 cases

$0–$10K

LOW

Renovation & Alteration

375 cases

$0–$10K

LOW

Parking & Storage

325 cases

$0–$5K

MEDIUM

Rental Disputes

141 cases

$5K–$30K

MEDIUM

Short-Term Rental Issues

141 cases

$10K–$50K

LOW

Smoking Violations

130 cases

$0–$5K

LOW

Security & Privacy

112 cases

$0–$10K

LOW

Document Access

183 cases

$0–$5K

Water Damage / Leaky Condo

450+ cases

Average settlement: $150K–$500K per building. When it happens, everyone in that building pays.

Special Assessments

380+ cases

Unexpected major repairs. Avg: $50K–$200K per building. Triggered by permit records showing deferred maintenance.

Building Permits: The Paper Trail Nobody Checks

Permit records reveal how well a building is maintained. Too few = deferred maintenance. Clustered = emergency repairs.

Well-Maintained Building

  • ✓ 1–2 permits/year for 10+ years
  • ✓ No tribunal cases in past 10 years
  • ✓ Low special levy risk

"This buyer is likely safe."

Red Flag Building

  • ✗ No permits for 8 years, then 5 in 1 year
  • ✗ 3+ tribunal cases in past 5 years
  • ✗ High special levy risk coming soon

"Expect a $20K–$50K+ levy within 2 years."

What a Buyers Report Reveals

Before you make the largest purchase of your life, see what your agent won't tell you.

Tribunal History

Every legal dispute linked to this specific building

Water Damage Risk

Is this a leaky condo? How many cases?

Settlement Impact

Historical financial impact and cost estimates

Permit Timeline

Last 15 years of building maintenance & capital work

Insurance Gaps

Coverage issues that could be YOUR problem

Management Quality

Track record of the property manager

Don't Let Agents Hide Building Problems

Special levies can cost you $20K–$100K+. See the tribunal history and permit records BEFORE you buy.

Get a Buyers Report ($99)

Search any Canadian condo. Instant access to tribunal decisions, permit history, and property manager data.